Sunday, April 28, 2019
日常生活一整天的作息中,可以依照以下方式保養與使用膝蓋。
日常生活一整天的作息中,可以依照以下方式保養與使用膝蓋。
1.起床
晚上睡覺時, 因為身體長時間平躺少動,血液循環緩慢、靜脈回流差,發炎的內側皺襞就會變得更為腫脹,半夜或早上起床時,會覺得膝蓋卡卡的,無法馬上行動,不少患者也會碰到半夜痛醒,膝蓋不敢移動、甚至不知道如何擺放的痛苦狀況。這時,要記得先不要急著下床,平躺或是坐在床邊,慢慢的重複伸直/彎曲雙膝,並用雙手揉揉膝蓋,尤其是膝蓋內側,大概持續三到五分鐘,讓局部血液循環改善後再下床,就能順暢自如了。
▲坐床上屈伸膝蓋(側面)
2.上廁所
起床後,大家的第一個動作就是上廁所,這也是每個人(尤其是女性朋友)天天都必須重複好幾次的動作。建議家中最好不要安裝蹲式馬桶,改用坐式馬桶,外出也盡量使用坐式馬桶。不管蹲或坐,最重要的是謹記「慢」字訣,動作要盡量放慢。另外,也可以扶著牆壁或是加裝扶手,避免內側皺襞因膝蓋快速、突然的彎曲而被膝蓋骨夾擊。
▲如廁扶著扶手坐下及站起(側面)
下一頁還有兩個超日常護膝蓋的撇步喔,吃飯、爬樓梯時就能做得到!
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坐床上屈伸膝蓋
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如廁扶著扶手坐下及站起
3.用餐
不論是坐椅子或沙發時,動作務必要慢,最好是可以用手扶著椅背或是桌沿,慢慢坐下去,這個原則適用在一天內所有要坐下的動作。
▲扶椅背坐下及站起(側面)
4.爬樓梯
「爬樓梯傷膝蓋」,是最常看到或是聽到的保健警語,其實,只要懂得如何爬,爬樓梯不見得會傷膝!上樓梯時,下肢用力的階段膝蓋是由彎曲到伸直,較不會有問題;反觀下樓梯時,下肢用力的階段膝蓋是由伸直到彎曲,內側皺襞較容易被夾傷。內側皺襞發炎腫脹的患者在下樓梯時,膝蓋骨特別容易夾到內側皺襞,常會痛得聞梯色變,一看到樓梯就害怕,就是這個原因。
有膝痛問題的人,盡量避免爬樓梯,如果非得爬,建議以膝蓋微彎的姿勢,減少膝關節彎曲的角度,一步一步慢慢爬,適時以扶手幫忙使力,配合腦中想像的內側皺襞摩擦情景,就能避免傷害了。
▲上下樓梯時膝蓋微彎並扶著扶手(側面)
本文摘自《自己的膝蓋自己救—退化性膝關節炎的真相》/呂紹睿(大林慈濟醫院關節中心主任)/時報文化
香芋 喳喳 (MOMOCHACHA)
材料
芋頭 200克(約1/4個)
紅腰豆 40克
三角豆 40克
紅豆 40克
綠豆 40克
麥米 40克
西米 40克
冰糖 150克
水 2.5公升(約10杯)
做法
1. 所有乾豆及麥米用水泡4小時,洗淨隔水,芋頭去皮切粒。
2. 煮沸水,加入乾豆及麥米,用中火煲1小時,加入芋頭粒及西米,再煮30分鐘。
3. 最後加入冰糖調味即成。
健康貼士
芋頭及各式豆類均含可助降低膽固醇的水溶性纖維素,而且不含脂肪,食用時隨喜好或可加少許低脂淡奶代替椰汁增加香滑感,亦能大大減少飽和脂肪。
【食譜提供】
vvvvvvvvvvv
注意:
可能会增加放屁次数
增加或减少豆类数量
淮山赤小豆冬瓜湯
【星島日報報道】早前在這個專欄教大家做去濕湯水,很多朋友看到之後,希望我多推介健脾去濕的春夏湯水,這個要求當然沒有問題,我會多教大家做一些合時湯水。
今天教大家做淮山赤小豆冬瓜湯,首先要準備一塊新鮮的冬瓜,用來煲湯的冬瓜,最好挑選瓜頭或瓜尾,因為這部位的冬瓜較硬身,適合用來煲湯。大家如果看到一些冬瓜表層有一層灰白色的粉末,這種冬瓜稱之為灰冬,去濕功能較佳,更適合用來煲湯。
將冬瓜切開後,去瓤,去核,連皮切塊,洗淨,瀝乾。
做這個湯水的淮山,可以選用曬乾的淮山,要買微微帶黃的,就代表沒有經過漂白。
將淮山連同赤小豆、蓮子、扁豆和蜜棗洗淨,用清水浸泡一個小時。
處理好這些去濕的食材,就準備豬骨,將豬骨洗淨,用凍水汆水三至四分鐘,撈起,拿去沖洗。
所有材料準備好後,燒一鍋熱水,水燒開後,放入所有材料,以大火燒開,煲半個小時。調至中細火,慢煮兩個小時,就可以加鹽調味飲用。
這個湯水適合患有濕疹,或經常在春夏感到皮膚痕癢、周身痠軟無力、容易疲勞的人士。
男煮角 黃永幟
(转载)
Wednesday, April 17, 2019
4月6日再加上4月16日。。。与债券有关的新闻。。带来多重打击
魔笛响起警告80亿美元可能逃离市场
大马股市令吉前路坎坷
大马股市KLCI今日跌至二零一六年十二月以来最低水平,令吉兑美元跌至 4.1370,资金市场乌云密布,投资者心慌慌,股汇双杀,到底发生了什麽事?
造成我国资金市场大动荡,"摩笛"是主要黑手,国际投资银行摩根史丹利表示,富时世界公债指数(WGBI)可能将大马从名单中剔除,导致大马面对80亿美元可能撤出债券市场的危机。
这一消息传出後,股市,债市和令吉汇率直接受到打击,令吉跌幅急速,有传国家银行已经进场干预,以稳住汇率。
此外,"股市国家队"也盛传在今午进场扶持股市,大马股市跌幅因此在午後缩小。
富时罗素昨日宣布,在定期检讨后,纳入市场流动性因素,考虑将大马从富时世界公债指数中剔除,消息传出后,震荡了马币汇率和债券市场表现。不到两周前,挪威透露其主权财富基金将削减包括大马证券在内的新兴市场债券。
马银行研究也预计,受大马潜在从WGBI除名拖累,料将分别有40亿美元被动基金和20亿至40亿美元)积极基金从债券市场流出。
截至今年3月杪,大马在WGBI指数中占有0.39%比重,而较早前,指数供应商表示WGBI获得1兆美元的被动基金和1兆至3兆美元的积极基金所追踪。
马银行以中间值计算,大马债券市场潜在有40亿美元的被动基金和20亿至40亿美元的积极基金将撤离,简单而言,潜在面对60亿至80亿美元或240亿至330亿令吉的资金流出大马债市。
摩根史丹利表示,从大马占据0.39%比重来看,被除名可能导致80亿美元(约330亿令吉)的资金出逃,国际货币基金组织(IMF)也预计,至少有2兆美元(约8兆令吉)基金追踪该指数。
摩根士丹利香港策略师闵戴透过报告指出,自2016年杪以来,国外投资者一直在削减大马政府债券持股比重,至3月外资仅持有370亿美元(约1500亿令吉)证券。
一连串不利消息出炉後,大马股市的确是危机处处,然言,富时罗素也留下伏笔,该机构表示,若大马基本面改变,该机构和大马监管机构洽谈,剔除大马的事情有转弯的可能。
之前
4月6日
就有迹象
被世界第一大的主權拋棄的馬來西亞,難道也是一種幸福?
很多人不知道挪威主權基金是什麼,貧道來解釋下,挪威主權基金是擁有1兆美金的國家主權投資基金。
它也是全世界第一大投資基金。
它在它的投資組合裡面有3100億美元是拿來投資全世界有利潤的債券市場,在馬來西亞的伊斯蘭債券和國家債券市場,都可以看到他的身影。
這次挪威的財政部宣布退出馬來西亞的債券市場,也就是代表他們認為馬來西亞的债券有一定程度的風險和不良影響,所以才會退出。
當世界第一的主權基金都不信任馬來西亞時,都要退出時,就值得馬來西亞人民关注
經濟真的那樣美好吗???
被世界第一大的主權基金拋棄,是值得关注。

RUJUKAN/REFERNSI UNTUK CUKAI PENDAPATAN --TAHUN TAKSIRAN 2019
Compulsory Deductions ( For Year 2019 onwards)
| Deduction | Amount limited to (RM) |
| Individual Deduction of RM9,000 for an individual in respect of himself and his dependent relatives is granted automatically. | 9,000 |
| Spouse Deduction of RM4,000 is given in respect of a spouse living together in the basis year on condition that the spouse has no source of income/total income or has elected for joint assessment. | 4,000 |
| Children See here for more details and additional deductions in relation to children. | 2,000 |
| Contribution to EPF Total deduction for the payment of contributions to the EPF. | 4,000 |
| Disabled Person Additional deduction given to disabled person. | 6,000 |
| Disabled Spouse Additional deduction given to an individual living with a disabled spouse. | 3,500 |
Optional Tax Deductions
| Deduction | Amount limited to (RM) |
| Medical Treatment, Special Needs or Carer Expenses of Parents Medical treatment, special needs and carer expenses for parents are limited to RM5,000 in a basis year. Medical expenses which qualify for deductions include:
The parents shall be resident in Malaysia. The medical treatment and care services are provided in Malaysia. In the case of carer, shall be proved by a written certification, receipt or copy of carer’s work permit. “Carer” shall not include that individual, husband, wife or the child of that individual. | 5,000 |
| Parental Care New personal deduction of RM1,500 for each parent is given to a resident taxpayer subject to the following conditions:
| 3,000 total (1,500 for each parent) |
| Basic Supporting Equipment The purchase of any supporting equipment for one’s own use, if he/she is a disabled person or for the use of his/her spouse, child or parent, who is a disabled person may be claimed but limited to a maximum of RM 6,000 in a basis year. Basic supporting equipment includes haemodialysis machine, wheelchair, artificial leg and hearing aid but excludes optical lenses and spectacles | 6,000 |
| Higher Education Fees (Self) Payment of annual fee limited to RM7,000 is allowed as a deduction for any course of study in an institution or professional body in Malaysia recognized by the Government of Malaysia or approved by the Minister of Finance for the purpose of enhancing any skill or qualification:
| 7,000 |
| Medical Expenses on Serious Diseases Medical expenses on serious diseases include the treatment of acquired immune deficiency syndrome (AIDS), Parkinson’s disease, cancer, renal failure, leukaemia and other similar diseases. ‘Other similar diseases’ such as heart attack, pulmonary hypertension, chronic liver disease, fulminant viral hepatitis, head trauma with neurological deficit, brain tumour or vascular malformation, major burns, major organ transplant or major amputation of limbs. Amount expended on own self, husband/wife or child is deductible up to a maximum of RM6,000. | 6,000 |
| Complete Medical Examination Amount expended on own self, husband/wife or child for complete medical examination is deductible up to a maximum of RM 500. The total deduction for medical expenses on serious diseases and complete medical examination is limited to a maximum of RM6,000 a year. Example: Person claims RM5,900 for treatment for Parkinson’s. Therefore, he can only claim a deduction of RM100 for medical examinations. | 500 |
| Net Deposit in Skim Simpanan Pendidikan Nasional (SSPN) Amount deposited in SSPN by an individual for his children’s education is deductible up to a maximum of RM8,000 per year. The deduction is limited to the net amount deposited in that basis year only (deposits less withdrawals for the year). This deduction has effect for the years of assessment 2012 until 2020. | 8,000 |
| Payment of Alimony to Former Wife Payment of alimony to a former wife is deductible provided that the total deduction for wife (in paragraph 4.4.1 (b)) and alimony payment is limited to RM4,000 per year. Voluntary alimony payment to a former wife under a mutual agreement but without any formal agreement does not qualify as a deduction. Note: Payment of alimony to former wife is not allowed in the case where the employee claimed deduction for wife. | 4,000 |
| Life Insurance Total deduction for the payment of life insurance premiums is limited to RM3,000 per year. | 3,000 |
| Contribution to a Private Retirement Scheme and Payment of Deferred Annuity Deduction on contribution to Private Retirement Scheme approved by the Securities Commission under The Capital Markets and Services Act 2007 or payment of deferred annuity premium or both limited to RM3,000 per year (for 10 years from year assessment 2012 until year assessment 2021). | 3,000 |
| Education and Medical Insurance A deduction not exceeding RM3,000 per year for insurance premiums in respect of education or medical benefits for an individual, husband, wife or child. | 3,000 |
| SOCSO Payment A deduction not exceeding RM250 per year for payments to the Social Security Organisation (SOCSO). | 250 |
| Lifestyle Tax Relief Combined tax relief for reading materials, computers and sports equipment (Includes purchase of newspapers, smartphones and tablets, internet subscriptions & gymnasium membership fees) | 2,500 |
| Breastfeeding Purchase of breastfeeding equipment | 1,000 (once every 2 years |
| Early Education For individual taxpayers who enroll their children aged 6 years and below in registered nurseries & preschools | 1,000 |
Sunday, March 24, 2019
CIMB is a good dividen stock
| Stock | [CIMB]: CIMB GROUP HOLDINGS BHD |
| Announcement Date | 13-Mar-2019 |
| Financial Year | 31-Dec-2018 |
| Subject | Second interim dividend |
| Type | Dividend - Normal or Special |
| Description | Single Tier Second Interim Dividend of 12.00 sen per share in respect of the financial year ended 31 December 2018 |
| Amount | RM 0.12 |
| Ex Date | 25-Mar-2019 |
| Entitlement Date | 27-Mar-2019 |
| Payment Date | 24-Apr-2019 |
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